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Lying about your address
According to experts at CarParts4Less, insurance premiums can often depend upon the postcode where you live.
Some areas have higher rates of theft and break-ins which will see premiums rise.
Because of this, it may be tempting to put down somewhere you don’t stay every night if crime rates there are lower.
This could be your parent’s house or a partner where you stay a few nights a week.
However, insurance firms have investigative departments that look into claims and can refuse to pay out if this does not match up with what you have stated.
READ MORE: Car insurance policies may be invalidated by new rule change
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